Your balance
isn't your budget.
Sobra shows what's actually safe to spend after the bills, subscriptions, and commitments between now and payday.
A BETTER QUESTION THAN “HOW MUCH DO I HAVE?”
What's left after life happens?
In the Sobra demo, €1,730.00 in accounts minus €145.97 in upcoming commitments leaves €1,584.03 safe to spend. Categories shown are illustrative.
Upcoming commitments have already claimed a piece of that balance.
Categories shown for illustration · Figures from the Sobra demoTHE NUMBER BEHIND THE NUMBER
Finally, a balance that makes sense.
Most banking apps show you what's there. Sobra looks ahead to what's already spoken for, then gives you one calm, useful number: safe to spend until your next salary.
Upcoming commitments, already accounted for
A day-by-day view of what lies ahead
Your money, organized around real life
BUILT FOR THE WAY YOU ALREADY PAY
Tap to pay.
Stay in the know.
Set up an Apple Pay Transaction automation in Shortcuts once. A tap can create a movement in Sobra automatically, ready for you to review. Known subscriptions can be matched to their commitments.
Make your usual purchase.
Apple Pay capture requires a one-time Shortcuts setup on a supported iPhone. New movements are reviewed before they affect your balance.
Less guessing.
More living.
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